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Best Mesa mortgage lenders at KHoward Mortgage Team
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Start your home financing journey off right. KHoward Mortgage Team in Mesa, Arizona, boasts the most competitive mortgage rates on the market and the fastest turn times in the industry. We are committed to providing only the best customer service to home buyers and real estate agents. Our Mesa mortgage team offers a full selection of home loan options and promises consistent communication and support throughout the home financing process.

480-442-8834
Meet the Team

Arizona Mortgage Calculator

Calculate your monthly mortgage payments, interest rate, property taxes, and home insurance!

Home Affordability Calculator

Evaluate how much real estate you can afford with our quick and simple affordability calculator.

Arizona Refinance Calculator

Determine whether refinance is the right choice for you with our easy-to-use refi-calculator.

About Us

Mesa Mortgage Company

With years of experience in the mortgage banking industry and extensive practice in originating home loans for both home purchases and refinances, the KHoward Mortgage Team provides homeowners with truly top-quality mortgage solutions.

Kirk Howard, manager and head Mesa mortgage banker at KHoward Mortgage Team, has over 20 years of experience providing home buyers and real estate agents with top-rated loan options, ongoing support, and incredibly fast loan turnaround times.

Experienced Mesa mortgage lender, Kirk Howard
Kirk Howard

Branch Manager

Julie Howard, Mesa home loan lender production assistant
Julie Howard

Production Assistant

Shelley Rikli, production assistant for Mesa home mortgages
Shelley Rikli

Production Assistant

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Testimonials

Read what our customers have to say about us.


Kirk and his team turned our loan process from the worst experience possible to one of the greatest. They were on top of everything and finished the process a week before they said it could be done. I will be a customer for life with them.Top-Rated Mortgage Team in Mesa, Arizona
Mesa, AZ
The Khoward team always gets the job done! I have been a realtor for 20 years in AZ. I use Kirk every chance I get. I know they will keep me posted on the progress of the loan so there is no guessing or surprises. Communication is key!!Top-Rated Mortgage Team in Mesa, Arizona
Mesa, AZ
Kirk, Julie & Shelly were always available whenever I needed them, they kept me informed every step of the way were incredibly supportive through a confusing process… I recommend anybody and everybody that I know to them.Top-Rated Mortgage Team in Mesa, Arizona
Apache Junction, AZ
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Types of Home Loans in Arizona

We understand the importance of having options, especially when it comes to home financing. Our Mesa mortgage loan team has years of experience in a variety of home loan programs and can help you obtain the mortgage that achieves your financial goals, meets your needs, and suits your lifestyle.

Whether you are looking to purchase your first home and need help with your down payment or are looking to make improvements to your home with a cash-out mortgage refinance, our Mesa mortgage experts are here to help.

Mesa Fixed Rate Home Mortgage Loans

Conventional Loans

Enjoy peace of mind with low, consistent monthly mortgage payments.

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Top-Rated Mesa AZ FHA Home Loans

FHA Loans

Refinance or buy with lower down payments & easier credit qualifications.

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Mesa VA Home Loans and Mesa AZ VA Mortgage

VA Loans

Special mortgage rates and housing programs for active duty and veterans.

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Mesa jumbo home loan lenders in Arizona

Jumbo Loans

Purchase or refi a luxury home and take advantage of today’s low rates.

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Down Payment Assistance mortgage bankers in Mesa Arizona

Down Payment Assistance

See if you qualify for valuable down payment assistant programs and grants.

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Mesa first time home buyer mortgage assistance

First Time Home Buyers

Get the mortgage financing and DPA you need for your first home purchase.

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Mesa AZ one time close home construction loan lenders

One-Time Close Construction

Obtain financing for your new construction home with the best rated one-time close construction home loan lenders in Arizona.

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Mesa manufactured home mortgage and AZ mobile home loans

Manufactured Home Loans

Get the best mortgage rates with our #1 rated manufactured home loan lenders and Arizona mobile home mortgage bankers.

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Get In Touch

KHoward Mortgage Team has been working with great agents and clients since 1997.

Apply Now

Calculate

Mortgage Payments & Affordability

Purchase price
Please enter here the amount you expect to pay for a home.
Enter a value
Down payment
Down payment is cash that you pay upfront for your home.
0.0%
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Term in years
Number of years you have to pay.
years
Enter a value
Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
%
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Property tax
Enter your property tax here if you know it.
per year
Enter a value
Home insurance
Most lenders require home insurance. Enter its price here.
per year
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PMI
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
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Your total monthly payment

$


Principal & Interest: $

Contact Us

PHONE
480-442-8834
ADDRESS
2913 N Power Rd #108
EMAIL
Send A Message
HOURS
Mon — Fri 9AM to 5PM
FAX
480-719-8808
KHoward Mortgage Team