Conventional Loans 2018-09-14T18:10:05+00:00

Conventional Loans

Start your home financing journey off right.
KHoward Team boasts the fastest turn times in the industry.

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480-442-8834

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Conventional Home Loan Benefits

Conventional loans are one of the most popular home loan options for home buyers, particularly for first-time home buyers. A conventional mortgage offers a number of advantages that are ideal for first-time home buyers and others with similar financial goals.

Some of the many benefits of conventional loans include:

  • A fixed interest rate so you can count on the stability of your monthly mortgage payment
  • Programs with interest rates as little as 3 percent
  • Terms between 10 and 30 years, allowing you to choose what will work best for your budget

Some conventional loans may even come without the requirement of mortgage insurance, depending on your credit score and the loan program. Without private mortgage insurance, you can pay a lower down payment and can enjoy a lower monthly payment. Mortgage insurance can easily add $100 or more to your monthly payment, so eliminating can save you a lot.

Testimonials

Read what our customers have to say about us.


The phone calls and e-mail communication and never hesitating to explain things and working with us even when there were problems. And yes we had problems but it never felt like there were.Top-Rated Mortgage Team in Mesa, Arizona
Phoenix, AZ
Between you, Julie and Shelley you guys kept me in the loop at all times. Very active process, I pretty much got everything done with in 30 days start to finish. Shelly would tell me what was needed and between the two of us we got it done.Top-Rated Mortgage Team in Mesa, Arizona
Glendale, AZ
Fast and friendly service.Top-Rated Mortgage Team in Mesa, Arizona
Mesa, AZ
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Qualify for a Conventional Home Loan in Arizona

You typically have to meet minimum income and credit requirements to qualify for a conventional loan, so you should talk to one of our mortgage brokers about your options. Adjustable-rate mortgages may also be available under a conventional loan program, which gives you the option of payment a lower amount to start out.

At KHoward Mortgage Team, our team of experienced home loan experts work alongside you and educate and inform you about your mortgage options. With over two decades of experience helping home buyers in the East Valley, our Mesa mortgage brokers can help you find the mortgage that best suits the needs and financial goals of you and your family.

Contact KHoward Mortgage Team today to get started. Our team will get you pre-qualified for a home loan so you can start your home search off right with the buying power you need to make an offer. One of our experienced mortgage brokers would be happy to help you explore your conventional loan options to find the program that will best meet your needs. Call us today at 480-442-8834 to speak to a mortgage expert.

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Mortgage Payments & Affordability

Purchase price
Please enter here the amount you expect to pay for a home.
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Down payment
Down payment is cash that you pay upfront for your home.
0.0%
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Term in years
Number of years you have to pay.
years
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Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
%
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Property tax
Enter your property tax here if you know it.
per year
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Home insurance
Most lenders require home insurance. Enter its price here.
per year
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PMI
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
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Your total monthly payment

$


Principal & Interest: $
Get In Touch

KHoward Mortgage Team has been working with great agents and clients since 1997.

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PHONE
480-442-8834
ADDRESS
2913 N Power Rd #108
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FAX
480-719-8808
KHoward Mortgage Team