FHA Loans 2019-06-19T18:18:52+00:00

FHA Loans

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Arizona Mortgage Calculator

Calculate your monthly mortgage payments, interest rate, property taxes, and home insurance!

Home Affordability Calculator

Evaluate how much real estate you can afford with our quick and simple affordability calculator.

Arizona Refinance Calculator

Determine whether refinance is the right choice for you with our easy-to-use refi-calculator.

Advantages of Arizona FHA Loans

FHA loans are popular among Arizona homeowners because they are insured by the Federal Housing Administration.

Here are a few things to know about FHA loans if you are shopping for a new home loan in Mesa:

  • Lower down payment requirement
  • Fixed-rate and adjustable-rate loan terms
  • FHA loans are typically capped, but some counties targeted for development qualify for a higher amount
  • Buyers must meet a minimum credit rating to qualify

Some home buyers prefer FHA home loans because they sometimes have lower down payment requirements, and banks favor this mortgage option because there is less risk if the borrower defaults. FHA loans also offer more flexible terms for those who don’t have as much saved for a down payment or who don’t have phenomenal credit.


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Apply for an FHA Loan in Arizona

Are you on the search for your first home in the Phoenix Valley? Many first-time home buyers seek out FHA home loans because of their more flexible down payment options and credit score requirements.

However, FHA loans are not the only options for first-time home buyers or home buyers looking for competitive loan terms. Talk to the home loan experts at KHoward Mortgage Team today to learn about FHA loans and other loan options that might suit your financial goals and needs. Our team will work hard to find the home loan that will give you the best terms and help you get into the home of your dreams.


Mortgage Payments & Affordability

Purchase price
Please enter here the amount you expect to pay for a home.
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Down payment
Down payment is cash that you pay upfront for your home.
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Term in years
Number of years you have to pay.
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Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
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Property tax
Enter your property tax here if you know it.
per year
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Home insurance
Most lenders require home insurance. Enter its price here.
per year
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PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
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Your total monthly payment


Principal & Interest: $
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KHoward Mortgage Team has been working with great agents and clients since 1997.

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