First-Time Buyers 2019-11-11T23:17:39+00:00

First-Time Home Buyer Loan Programs

Start your home financing journey off right.
KHoward Team boasts the fastest turn times in the industry.

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Common Home Loans for First-Time Buyers

Buying your first home can be an intimidating and overwhelming process. The mortgage loan experts at KHoward Mortgage Team strive to make that process easier and specialize with helping first-time home buyers find a home loan to fit their needs and financial goals.

Some of the home loan programs we offer for first-time home buyers include:

  • FHA loans
  • VA loans
  • USDA loans
  • HomeReady®
  • Home Possible®

Each of these loans offers unique benefits for first-time homebuyers, such as a lower required down payment, flexible terms, low income requirements, or flexibility around credit scores. Our agents will carefully review your financial profile and your goals to determine which loan programs might be right for you and then make a tailored recommendation. Our goal is to help you find a loan that will make home buying affordable while also getting you into a home that you love. Contact our Mesa FHA mortgage office or consult with our VA loan company to find out about your options!


Read what our customers have to say about us.

Kirk is great to work with very nice and pleasant!Top-Rated Mortgage Team in Mesa, Arizona
Mesa, AZ
Responded quickly, didn’t make me feel like I was bothering with any questions!Top-Rated Mortgage Team in Mesa, Arizona
Mesa, AZ
Follow up was flawless, attention to detail and closing in record time.Top-Rated Mortgage Team in Mesa, Arizona
Mesa, AZ
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Best Lenders for First-Time Buyers

Our team of experienced mortgage brokers keep you informed and well-educated on your options at every step of the journey. Get pre-qualified for a home loan and begin your home search with confidence and buying power. With KHoward Mortgage Team in Mesa, Arizona, we help you find the right loan program, the right terms, and boast the fastest turnaround times in the industry, whether it’s a Mesa VA loan or an Arizona conventional loan.

Our agents also provide education and advice to our clients on buying their first homes, such as helping them understand how to analyze their finances, determining a final budget, and recommending essential professionals such as a real estate agent or mover.

We want to make the home buying process easier for you through every step! Start your home search off right and get pre-qualified for a first-time home buyer home loan. Call your Mesa mortgage team today to talk about your manufactured home loan options and to begin your journey to buying your first home.


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KHoward Mortgage Team has been working with great agents and clients since 1997.

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