Jumbo Loans 2018-10-25T22:59:03+00:00

Jumbo Loans

Start your home financing journey off right.
KHoward Team boasts the fastest turn times in the industry.

Get Pre-Approved

Arizona Mortgage Calculator

Calculate your monthly mortgage payments, interest rate, property taxes, and home insurance!

Home Affordability Calculator

Evaluate how much real estate you can afford with our quick and simple affordability calculator.

Arizona Refinance Calculator

Determine whether refinance is the right choice for you with our easy-to-use refi-calculator.

Benefits of Jumbo Loans in Arizona

You’re not a first-time homebuyer. You are ready to sell your starter home – or already have – and you want to move into a larger or more luxurious home. Or maybe you are a first-time homebuyer, but you waited until you had the means to buy your dream home. In either scenario, you are looking at financing a home loan that is above the current Conventional County Loan limits of $424,100. You need a jumbo loan.
“Jumbo loans” simply refer to loans of a higher loan amount. Yet they also typically have more affordable terms than other high-dollar home loans, including more fixed-rate options and the option to not have to pay mortgage insurance.

Some of the benefits of jumbo loans include:

  • Financing available up to $2.5 million
  • Terms between 10 and 30 years
  • Options for adjustable-rate mortgages

You typically have to have a higher credit score on a jumbo loan than you would a conventional loan – which only makes sense since you are going to finance more money. However, your credit need not be exceptional to qualify. You can get a jumbo loan whether you are financing your first home or you are looking to buy an investment property. You can also get a jumbo loan if you are trying to refinance a current home loan.


Read what our customers have to say about us.

Kirk is very personable, respectful and attentive. Our loan process was handled in a timely manner and always with great courtesy.Top-Rated Mortgage Team in Mesa, Arizona
Mesa, AZ
Kirk and his team are the best. Once he took over our situation we had nothing to worry about! Thank you for making this easy and great!Top-Rated Mortgage Team in Mesa, Arizona
Mesa, AZ
Everyone in your office was so pleasant and very helpfull. I was approved for my loan at my first meeting with Kirk.Top-Rated Mortgage Team in Mesa, Arizona
Mesa, AZ
Read More Reviews
Join Our Free Monthly Newsletter
Connect With Us On Social Media

#1 Arizona Jumbo Mortgage Brokers

Kirk Howard at KHoward Mortgage Team has more than two decades of experience in the industry, and they are well-versed in the jumbo loan options available. They can help you understand the financial impact of such an investment, as well as help you find the right loan option to meet your financial goals.

KHoward Mortgage is dedicated to providing exceptional service. That means that you will always be able to reach your broker quickly, whether by email, phone, or an in-office visit. We keep the lines of communication open and make sure that all your questions are answered quickly and thoroughly. Our AZ mobile home mortgage bankers also work quickly to make sure you get loan information and decisions fast so you can make the best choice for your investment.

Call us today to begin learning about your jumbo loan options or to discuss your other home loan needs. Our brokers are ready to help you get the financing you need!


Mortgage Payments & Affordability

Purchase price
Please enter here the amount you expect to pay for a home.
Enter a value
Down payment
Down payment is cash that you pay upfront for your home.
Enter a value
Term in years
Number of years you have to pay.
Enter a value
Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
Enter a value
Property tax
Enter your property tax here if you know it.
per year
Enter a value
Home insurance
Most lenders require home insurance. Enter its price here.
per year
Enter a value
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
Enter a value

Your total monthly payment


Principal & Interest: $
Get In Touch

KHoward Mortgage Team has been working with great agents and clients since 1997.

Apply Now

Contact Us

2913 N Power Rd #108
Send A Message
Mon — Fri 9AM to 5PM
KHoward Mortgage Team