Jumbo Loans

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Benefits of Jumbo Loans in Arizona

You’re not a first-time homebuyer. You are ready to sell your starter home – or already have – and you want to move into a larger or more luxurious home. Or maybe you are a first-time home buyer but you waited until you had the means to buy your dream home. In either scenario, you are looking at financing a home loan that is above the current Conventional County Loan limits. You need a jumbo loan.

“Jumbo loans” simply refer to loans of a higher loan amount. Yet, they also typically have more competitive terms than other high-dollar home loans, including more fixed-rate options and the option to not have to pay mortgage insurance.

Some of the benefits of jumbo loans include:

  • Greater financing amounts available
  • Options for adjustable-rate mortgages

Home buyers are typically required to have a higher credit score to qualify for a jumbo loan in comparison to other mortgage loan types. You can get a jumbo loan whether you are financing your first home or you are looking to buy an investment property. You can also get a jumbo loan if you are trying to refinance a current home loan. When you’re ready to start searching for a new home, contact the experienced Mesa jumbo loan lenders and Arizona conventional mortgage brokers at KHoward Mortgage Team. Our jumbo mortgage bankers will provide you the knowledge, tools and resources you need to make an educated real estate decision.


Read what our customers have to say about us.

“Kirk is very personable, respectful and attentive. Our loan process was handled in a timely manner and always with great courtesy. ★★★★★

Jeffery S. • Mesa, AZ

“Kirk and his team are the best. Once he took over our situation we had nothing to worry about! Thank you for making this easy and great! ★★★★★

Jinna M. • Mesa, AZ

“Everyone in your office was so pleasant and very helpfull. I was approved for my loan at my first meeting with Kirk. ★★★★★

Lois S. • Mesa, AZ

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#1 Arizona Jumbo Mortgage Brokers

Kirk Howard at KHoward Mortgage Team has more than two decades of experience in the industry and is well-versed in the jumbo loan options available. The Arizona FHA mortgage company and jumbo loan lenders in Mesa at KHoward Mortgage Team can help you understand the financial impact of such an investment, as well as help you find the right loan option to meet your financial goals.

KHoward Mortgage Team is dedicated to providing exceptional service. That means that you will always be able to reach your broker quickly, whether by email, phone, or an in-office visit. We keep the lines of communication open and make sure that all your questions are answered quickly and thoroughly. Our AZ mobile home mortgage bankers also work quickly to make sure you get loan information and decisions fast so you can make the best choice for your investment.

Call us today to begin learning about your jumbo loan options or to discuss your other home loan needs. Our brokers are ready to help you get the financing you need!


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