Arizona Mortgage Refinancing

Arizona Mortgage Refinancing

As a successful and experienced mortgage lender in Arizona, KHoward Mortgage Team can help you start off your journey right.

5.0 Star Reviewed on Zillow
Fastest Turnaround Times

Over 20 Years Of Experience
Top Rated On Google & Yelp

Arizona Mortgage Calculator

Calculate your monthly mortgage payments, interest rate, property taxes, and home insurance!

Home Affordability Calculator

Evaluate how much real estate you can afford with our quick and simple affordability calculator.

Arizona Refinance Calculator

Determine whether refinance is the right choice for you with our easy-to-use refi-calculator.

Top-Rated Arizona Refinance Mortgage Service

Affordable Closing Costs In Arizona for Cash Out Refinance

KHoward Mortgage Team carries five-star ratings across the board, along with satisfied reviews from our previous customers. With competitive rates and quick pre-approval times, KHoward offers Arizona conventional loans to anyone who qualifies, whether first-time home buyers or experienced in the market. Our closing costs are affordable, and our services reflect our strong commitment to excellence and success. Trust us to help you start your refinancing journey on the right foot.

Top-Rated Arizona Refinance Mortgage Service on Google Maps
5-Star Arizona Refinance Mortgage Service mortgage company
Top-Rated Arizona Refinance Mortgage Service on Zillow
Social Survey Arizona Refinance Mortgage Service ratings
Recommended Arizona Refinance Mortgage Service on Facebook

Benefit From A Lower Refinance Rate In Arizona

Best Arizona FHA Streamline Refinance Lenders

If you are a current homeowner and want to lower your payments and interest rate, consider refinancing your mortgage with KHoward Mortgage Team. Our Arizona mortgage refinancing brokers are the best in the industry, and can breakdown the process into simple terms so you fully understand each step. With our up-to-date knowledge and intricate understanding of the refinancing process, let our brokers take charge of streamlining the process and ensuring quick turnaround times. KHoward carries years of experience in refinancing programs, and can help you obtain the best fit for your needs, payoff goals, and monthly budget. We are here to help!

Testimonials

Low Cost to Refinance Mortgage Fast In Arizona
“By far the most professional and hardworking team in Arizona. Due to their diligence and expertise My fiancé and I were able to close on our first home. Kirk and his team were willing to go above and beyond and were even willing to answer emails and phone call during two holidays. We highly recommend their service! ★★★★★

Sasha D.

“Always on top of everything. Working with Kirk and his team is always a positive experience. Top notch!!! ★★★★★

Fred B.

“The Kirk Howard team is a “get her done” Awesome team!!! They really care and enjoy what they do! As a realtor it is important to have a team who communicates AND will actually call you back when you have questions! Can’t say enough about them! ★★★★★

Donna M.

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Arizona 15 Year Refinance Rate Calculator
Arizona 15 Year Refinance Rate Calculator

If you are uncertain which refinancing option is right for you, check out our handy online calculator. Simply plug in the required numbers, and you can immediately view your estimate for a refinance rate, calculated for any specific number of years. Get in touch with our qualified team of brokers at KHoward to learn more about how refinancing might be just the solution you need.

Down Payment Requirement for 30 Year Refinance Rate
Down Payment Requirement for 30 Year Refinance Rate

At KHoward Mortgage Team, we know the banking industry is continually fluctuating, so we work tirelessly to stay educated with the latest refinance rates and requirements. The FHA loan program currently requires a 3.5% down payment on all loans, including the 30-year mortgage. If you need down payment assistance in Arizona, our brokers can walk you through the assistance options available, so you can get started on a solid foundation.

Pre-Qualify for An Arizona Cash Out Refinance Rate
Pre-Qualify for An Arizona Cash Out Refinance Rate

Typically, homeowners refinance in pursuit of lower interest rates and quicker payoff time. KHoward Mortgage Team knows the ins and outs of refinance procedures, and can guide you through smoothly to help streamline the process. Do not refinance until you have compared rates from all your available options! Our lenders can help compare and find the best refinancing options for your budget. Call us today to get started!

Affordability of VA Refinance Rates In Arizona
Affordability of VA Refinance Rates In Arizona

Serving in the military has many benefits, including qualifying for a VA home loan. These loans typically offer lower rates and more affordable terms than other types of programs, and are available both for purchasing a new home or refinancing a current home. To determine if you qualify and if it may be the right option for you, visit our VA loans mortgage brokers in Arizona today.

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Average Refinance Closing Costs In Arizona
Average Refinance Closing Costs In Arizona

When your mortgage is refinanced, the closing costs will be dependent on your loan amount and value of your home. However, these typically range from about 2%-6% of your loan amount. National average closing costs are anywhere from $3300 – $5800, depending if taxes are included. Visit KHoward Mortgage Team to learn more about what to expect with your refinancing closing costs, and what your estimated cost may be.

AZ's Standard Refi Rate & Mortgage Payment
AZ’s Standard Refi Rate & Mortgage Payment

At KHoward, we know the importance of finding a reasonable refinance rate and mortgage payment that fits within your budget. This is why we work hard to stay educated about current terms and rates, so that you don’t have to. Currently, AZ rates are between 3.004%-3.647%, depending on your repayment plan. When you are ready to refinance your Arizona FHA loan, visit KHoward to meet with our friendly lenders.

Eligibility For Lower Refinance Interest Rates
Eligibility For Lower Refinance Interest Rates

Our goal at KHoward Mortgage Team is to help families fully enjoy the home of their dreams, at the lowest rates and most affordable terms possible. As a highly reputable first-time buyers lender in Arizona, we specialize in finding options that will work for every budget. If you have been considering how refinance may help you, schedule a visit with KHoward Mortgage Team to learn more.

Qualifications for Reduced Refi Mortgage Rates
Qualifications for Reduced Refi Mortgage Rates

In order to qualify for the lowest available refinance mortgage rates, there are certain requirements that must be met. These include meeting a certain income level, possessing a strong credit score and history, and ensuring your debt is in check. Our knowledgeable lenders at KHoward can help you get all the necessary information together to determine if you qualify for these low rates, so contact us today to get started.

Arizona Local Home Refinance Mortgage Banker

Experienced Mortgage Loan Officers Located In Arizona

If you have been considering refinancing your mortgage, KHoward Mortgage Team has the knowledge and expertise necessary to help. We are a highly qualified AZ manufactured home loans & mortgage lenders business, confident in our knowledge and ready to help every homeowner succeed. Our team will work hard to find competitive options that provide you with the best terms and most affordable rates for your refinance.

How To Afford A Refinance Home Loan In AZ
How To Afford A Refinance Home Loan In AZ

The friendly lenders at KHoward can help you find the best rates that fit perfectly within your budget.

Arizona Home Loan Refinancing Loan Limits
Arizona Home Loan Refinancing Loan Limits

Consult with our knowledgeable team at KHoward to determine if you meet the requirements and qualify to refinance your mortgage.

Calculate Your Arizona Home Refinance Cost
Calculate Your Arizona Home Refinance Cost

Utilize our handy online refi calculator to determine estimated costs for your refinance, and compare your options.

Quick Pre-Approval To Refinance Your House
Quick Pre-Approval To Refinance Your House

KHoward boasts quick pre-approval and unbeatable turnaround times, so you can know immediately if refinancing is an option for you.

Arizona Refinance Mortgage Company Near Me
Arizona Refinance Mortgage Company Near Me

Contact KHoward to find a location near you, so you can visit with our friendly brokers to discuss your options with our Arizona home loans and mortgage programs.

Refinance Mortgage Companies Nearby Arizona
Refinance Mortgage Companies Nearby Arizona

KHoward Mortgage Team provides the best mortgage rates, most affordable terms, and quickest turnaround times throughout Arizona.

Five Star Arizona Refinance Mortgage Lender
Five Star Arizona Refinance Mortgage Lender

We carry over 20 years of experience in the mortgage industry, and are committed to helping every homeowner succeed.

Arizona's 5 Star Refinance Mortgage Brokers
Arizona’s 5 Star Refinance Mortgage Brokers

With a five-star reputation throughout Arizona, our Mesa home loan mortgage brokers have the ability to close loans in all 50 states.

Top Refinance Home Loan Lenders In Arizona
Top Refinance Home Loan Lenders In Arizona

As the #1 Arizona jumbo loans mortgage brokers, KHoward can be trusted to find the best option for your refinance needs. Contact KHoward Mortgage Team today!

Get In Touch

KHoward Mortgage Team has been working with great agents and clients since 1997.

Save Money With Lower Mortgage Refinance Rates In Arizona

Professional Home Loan & Mortgage Refinancing Service

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