KHoward Mortgage Team in Mesa Arizona

FHA Loans

Start your home financing journey off right with the Mesa FHA mortgage team with the fastest turnaround times in the industry, KHoward Mortgage Team.

5.0 Star Reviewed on Zillow
Fastest Turnaround Times

Over 20 Years Of Experience
Top Rated On Google & Yelp

Arizona Mortgage Calculator

Calculate your monthly mortgage payments, interest rate, property taxes, and home insurance!

Home Affordability Calculator

Evaluate how much real estate you can afford with our quick and simple affordability calculator.

Arizona Refinance Calculator

Determine whether refinance is the right choice for you with our easy-to-use refi-calculator.

Top-Rated FHA Home Loan Officers In Arizona

Apply Online for FHA Loan Pre-Approval in Arizona

Are you on the search for your first home in the Phoenix Valley? Many first-time home buyers seek out FHA home loans because of their more flexible down payment options and credit score requirements.

However, FHA loans are not the only options for first-time home buyers or home buyers looking for competitive loan terms. Talk to the home loan experts at KHoward Mortgage Team today to learn about FHA loans and other loan options that might suit your financial goals and needs. Our team will work hard to find the home loan that will give you the best terms and help you get into the home of your dreams.

Mesa mortgage lenders on Google Maps
Yelp five star Mesa mortgage company
Best mortgage brokers in Mesa on Zillow
Social Survey KHoward Mortgage Team ratings
Recommended Arizona mortgage lender on Facebook

Testimonials

Of Our Local Arizona FHA Approved Lenders

“Easy process! ★★★★★

Brian H. • Maricopa, AZ

“Good Communication. ★★★★★

Dennis J. • Forest Lakes, AZ

“Easy, fast, straight forward process. I’ve already recommended them to friends! ★★★★★

Gary F. • Mesa, AZ

Join Our Free Monthly Newsletter
Connect With Us On Social Media

Advantages of Arizona FHA Loans

Best FHA Mortgage Office Near You In Arizona

FHA loans are popular among Arizona homeowners because they are insured by the Federal Housing Administration.

Here are a few things to know about FHA loans if you are shopping for a new home loan in Mesa:

  • Lower down payment requirement
  • Fixed-rate and adjustable-rate loan terms
  • FHA loans are typically capped, but some counties targeted for development qualify for a higher amount
  • Buyers must meet a minimum credit rating to qualify

Some home buyers prefer FHA home loans because they sometimes have lower down payment requirements, and banks favor this mortgage option because there is less risk if the borrower defaults. FHA loans also offer more flexible terms for those who don’t have as much saved for a down payment or who don’t have phenomenal credit. Fortunately, the Arizona mortgage brokers at KHoward Mortgage Team can help determine if this is an option for you!

Arizona New Construction Mortgage Pre-Approval

Average FHA Loan Down Payment In Arizona

As a top-rated Arizona FHA mortgage company, KHoward Mortgage Team is very knowledgeable about the average loan down payment rates in Arizona. Our loan experts can sit with you and help look over your loan budget and long-term financial goals to find the best down payment rate for you specifically. While Arizona home loans and down payments can seem intimidating, let our FHA home loan company simplify the steps and break down the overall process for you. We also have a variety of other Arizona home loan programs that could work for you.

One-Time Close Construction Loan Calculator, Costs & Affordability

Calculate Affordability Of FHA Mortgage Rate

When searching for affordable FHA mortgage loans in Arizona, there are a wide variety of home loans, mortgage rates, and Arizona mortgage financing options out there. At KHoward Mortgage Team, our specialty is working directly with you throughout the entire loan process to make sure you understand the steps and are satisfied with the mortgage rates offered to you. We are committed to finding the most affordable rate that will work with your budget long-term. Talk with our FHA mortgage lenders or our Arizona conventional mortgage to discuss your options!

One-Time Close Construction Loan Rates in Arizona

Arizona FHA Loan Requirements & Eligibility

Most Arizona FHA home loan lenders have similar requirements for anyone seeking a mortgage loan. Those working with a mortgage lender will know there are a few simple guidelines to be met – you must reach a minimum level of credit and be able to provide a down payment. As a certified Arizona FHA mortgage broker, KHoward Mortgage Team will do everything possible to help you succeed in qualifying for an FHA loan so you can pursue the house of your dreams. If this doesn’t seem like the right option for you, there are a variety of other down payment assistance programs in Arizona.

Down Payment Requirements for One-Time Close Construction Loans

FHA Loan Calculator & FHA Mortgage Costs

Our loan experts at KHoward Mortgage Team are knowledgeable and up-to-date on the current mortgage costs and down payment rates. We will help you plan ahead for the down payment cost, your expected monthly mortgage amount, and any required mortgage insurance premiums. We want you to know what to expect and to be fully prepared for your future in home ownership. Our FHA loan calculator and Arizona mortgage refinancing brokers can help you budget for the future and help keep your long-term financial goals within reach.

Down Payment Requirements for One-Time Close Construction Loans

Arizona FHA Loan Limits & Qualifications

KHoward Mortgage Team is one of the most trusted FHA mortgage companies in Arizona, and are committed to staying current on each year’s limits and qualifications for FHA loans. The minimum loan limit is $5,000, and each county in Arizona has a maximum loan limit that will determine what you can qualify for. While the terms can be overwhelming and complicated to wade through, our loan experts will provide simple explanations and give you a thorough understanding of what is expected. This is a great first time home buyer loan option in Arizona.

Calculate

Mortgage Payments & Affordability

year(s)

Your total monthly payment

Principal & Interest

Arizona’s Experienced FHA Mortgage Lender

Pre-Qualify For An FHA Mortgage Loan In Arizona

Check with your local Arizona FHA mortgage banker to see if you qualify for a home loan. The FHA loan is typically the most popular option, especially among first-time home buyers, due to its flexible credit score requirements and lower down payments. While there are multiple loan options available for home buyers, it can be difficult to determine which is best for you. Our loan experts at KHoward Mortgage Team specialize in working with individuals seeking to qualify for FHA or other mortgage loans. Call our mortgage broker office and speak with an experienced professional to determine if you pre-qualify for an FHA loan.

New Construction Mortgage Bankers Near Me in Mesa Arizona
Five Star Arizona FHA Mortgage Banker

To learn about your available loan options as a first-time home buyer, contact KHoward Mortgage Team to speak with an experienced loan expert about what may be right for you.

#1 One-Time Close Mortgage Lenders in Mesa Arizona
#1 FHA Home Loan Company Nearby AZ

As a top-rated Arizona FHA mortgage company, KHoward Mortgage Team is committed to helping individuals qualify for FHA loans with a low down payment and affordable rates.

Local One-Time Close Home Loan Company in Mesa Arizona
Affordable Arizona FHA Mortgage Broker

For a friendly and professional mortgage broker near you, call KHoward Mortgage team today. Our loan experts are knowledgeable and ready to find the best rates available to you.

One-Time Close Home Financing Nearby Me in Mesa AZ
Arizona FHA Mortgage Company Near Me

When you are seeking to qualify for an FHA mortgage loan, make an appointment with our committed group of loan experts at KHoward Mortgage Team.

Best New One-Time Close Construction Home Lenders in Arizona
Top FHA Mortgage Companies In Arizona

Our five-star customer service at KHoward Mortgage Team is unbeatable. We are dedicated to helping as many people as we can qualify for an FHA loan and become first-time home buyers.

Affordable One-Time Close Home Loans in Mesa Arizona
5 Star Arizona FHA Home Loan Lenders

KHoward Mortgage Team is a #1 FHA home loan company in Arizona. Our knowledgeable experts carry excellent reviews from previous home buyers, and are ready to help you get qualified today!

Get In Touch

KHoward Mortgage Team has been working with great agents and clients since 1997.

Contact Us

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    PHONE
    480-442-8834
    HOURS

    Mon — Fri 9AM to 5PM