Gilbert's Leading Mortgage & Home Loan Programs

Gilbert’s Leading Mortgage & Home Loan Programs

Whether you are a first-time buyer or experienced homebuyer, it is important to use a reputable Gilbert mortgage lender to start on the right foot. KHoward Mortgage Team offers a full selection of home loan options to buyers throughout Arizona, along with competitive mortgage rates and incredibly fast turnaround times.

Gilbert Mortgage Calculator

Estimate your monthly mortgage payments, insurance rates, taxes, and more with our online Gilbert mortgage calculator!

Home Affordability Calculator

Utilize our finance calculator to determine how much you can realistically afford and get support from our Mesa mortgage brokers!

Gilbert Refinance Calculator

If you are interested in refinancing, use our Gilbert home loan re-fi calculator to estimate your new rates. Contact us today!

Premium Mortgage Loan Types Near Gilbert

At KHoward, we are proud to offer a wide variety of home loans, including Gilbert FHA loans, conventional loans, VA loans, and jumbo loans, manufactured home loans, and so much more. Our experienced team of mortgage lenders have been in the financing industry for over 20 years and utilize that knowledge to help you determine which type of loan is best for your needs. From start to finish, we are there to support you, provide education and knowledge, and ensure your homebuying experience is the best one yet.

Affordable Conventional Loans In Gilbert

Affordable Conventional Loans

Let our top-rated, friendly mortgage team at KHoward assist with your Gilbert conventional loan and get your home financing journey started off on the right foot. Trust our Arizona mortgage lenders to support you!

Unique FHA Loans In Gilbert

Unique FHA Loans

When you need a lower minimum down payment than a typical conventional loan, and have a lower personal credit score, consider discussing an FHA loan with our Mesa mortgage brokers.

Guaranteed VA Loans In Gilbert

Guaranteed VA Loans

If you have served in the military, guaranteed VA loans in Gilbert can allow you to get the lowest possible interest rates when you’re looking to finance your new home. Contact us to learn more!

Exclusive Jumbo Loans In Gilbert

Exclusive Jumbo Loans

KHoward Mortgage Team is knowledgeable and experienced with jumbo loans, and can help you determine if it is the best home loan option for you. Get started with our Gilbert & Mesa jumbo loans today!

Trusted Down Payment In Gilbert

Trusted Down Payment Assistance

When you are ready to purchase a new home but need down payment assistance, visit with our Mesa home loan experts to discuss how we can help! Contact us today to get started!

#1 Choice for First Time Home Buyers In Gilbert

#1 Choice for First Time Home Buyers

With over 20 years of experience with financing new homebuyers all over Arizona, KHoward Mortgage Team is the #1 Gilbert first-time home buyers lender in Arizona.

Best Manufactured Home & Mobile Home Loans In Gilbert

Best Manufactured Home & Mobile Home Loans

If you are considering purchasing a mobile home or manufactured home, KHoward Mortgage Team can help you through the process of applying for a special loan. Contact our Arizona Mortgage brokers to learn more!

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Client Testimonials

5-Star Reviews From Our Home Loans And Mortgage Clients

For over 20 years, KHoward Mortgage Team has consistently offered competitive interest rates and unbeatable turnaround times for all types of home loans in Arizona. To get started with our Gilbert mortgage brokers, contact us today!

“Overall ease of the process for my first loan. I could but see what the star rating was on the previous pages, but it was 5 star all the way. Thank you everybody. ★★★★★

Ryan A. • Tonopah, AZ

“Kirk is the best! A true professional! Does what is best for his clients. He has closed several loans for me over the years and has always come through. Thanks Kirk! ★★★★★

Patrick L. • Gilbert, AZ

“Kirk, Julie & Shelly were always available whenever I needed them, they kept me informed every step of the way were incredibly supportive through a confusing process… I recommend anybody and everybody that I know to them. ★★★★★

Abelardo M. • San Tan Valley, AZ

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KHoward Mortgage Team has been working with great agents and clients since 1997.

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