Paradise Valley Mortgage Home And Loan Programs Team

Paradise Valley Mortgage Loan Programs

KHoward Mortgage Team is a top rated Paradise Valley mortgage and loan lender ready to help homebuyers with their home loan process. We are knowledgeable and offer the full range of home loans including competitive rates, quick turnaround time, and high approval rates. No matter what type of loan you need, we provide thorough, reliable education.

Mortgage Calculator

Our online Paradise Valley mortgage calculator can give you an estimate of your loan amount, interest rates, and insurance coverage.

Home Affordability Calculator

Determine how much you can realistically afford when purchasing a home with our easy-to-use home affordability calculator.

Refinance Calculator

Are you interested in refinancing for even lower interest rates? Utilize our refinance calculator to estimate your new payments.

Exclusive Home Loan Types Near Paradise Valley

For over 20 years, our experienced Paradise Valley mortgage lenders have helped homebuyers find the best rates possible, no matter what type of loan they are pursuing. Schedule a visit with the KHoward Mortgage Team today!

Best Manufactured Home & Mobile Home Loans In Paradise Valley

Top Manufactured Home & Mobile Home Loans Near You

To qualify for a mobile home loan or Paradise Valley manufactured home loan, there are specific requirements regarding your credit score, debt to income ratio, and down payment. Let our experienced lenders at KHoward Mortgage Team help you understand the options available to you for this type of loan.

Affordable Conventional Loans In Paradise Valley

Affordable Conventional Loans

If you are seeking a conventional home loan in Paradise Valley, KHoward Mortgage Team is ready to provide information. You will need to have a credit score at a minimum of 620, with a debt to income ratio of 45% or less, a property appraisal, and 3% down payment.

Qualified VA Mortgage Rates In Paradise Valley

Qualified VA Mortgage Rates

A VA loan is a special mortgage offered by the US Department of Veterans Affairs, available to active or veteran military personnel and their spouses. VA home loans in Paradise Valley have no required down payment, no minimum credit score, and no maximum limit to the amount you can borrow.

Unique FHA Loans In Paradise Valley

Unique FHA Loans

An FHA loan is a government-backed mortgage loan with looser financial requirements. Many individuals with a lower credit score or a financial history involving bankruptcy can still qualify for a Paradise Valley FHA home loan. Contact KHoward Mortgage Team to learn more about how to apply!

Exclusive Jumbo Loans In Paradise Valley

Premium Jumbo Loans

Homebuyers with a high credit score, low debt to income ratio, and solid cash reserves may easily qualify for a Paradise Valley jumbo home loan. Jumbo loans are also known as “non-conforming loans” because they go above the typical limit set by the government on how high your mortgage can be.

Trusted Down Payment Assistance In Paradise Valley

Trusted Down Payment Assistance

Some individuals shy away from purchasing their first home because they are having trouble coming up with the down payment. There are several loan options available designed to help cover a down payment. Our team at KHoward Mortgage Team is ready to help you find the best option for your family!

#1 Choice for First Time Home Buyers In Paradise Valley

#1 Choice For First Time Home Buyers

KHoward Mortgage Team is the #1 choice for first time homebuyers. We proudly offer thorough education and reliable advice as you learn about the various types of home loans and which may be right for you. Get the expert help you need when you are ready to purchase your first home!

Join Our Free Monthly Newsletter
Connect With Us On Social Media

Client Testimonials

5 Star Rated Home Mortgage Loans Near Paradise Valley

Visit our reviews page to see why we carry such high ratings and positive reviews!

“I am an Az real estate agent who refers regularly to Kirk and I also chose him for my own home purchase. I appreciate his honesty and great advice..he does what he says, which can be hard to find these days! He has never let a client of mine down, even in complicated situations. His team is knowledgeable and kind. I can not say enough good things about them and highly recommend their services!!! ★★★★★

Heather J. • Mesa, AZ

“My husband and I thought we’d never move again in our lives…..isn’t that what everyone says? And along came a perfect house when we decided we really needed to “downsize”. I was a Realtor in Mesa for 31 years, but have not been active for several years. Wow! How things have changed! All the old knowledge I had before went right out the window. Technology, Electronic signing, and all those other new things I have never heard of. But Shelley, Kirk and Julie guided us right through it all seamlessly. They were always available, even when the day of closing came and there was a little ‘glitch’ while we were signing. Kirk ran over with the right document. I can’t say enough about how easy they made the process. I would recommend them to anyone!! ★★★★★

Cheyrl B. • Mesa, AZ

“Love Love Love KHoward Mortgage Team! I will NEVER use anyone else! So so knowledgeable and fast. This is my second experience with this team and both times they have been fantastic. I have always been able to call on Kirk and get sound and honest advice, especially when I just want to mull my options over. Kirk always shoots straight from the hip with his advise and you never feel like any question is a dumb oneI. love the easy way you can apply online. It’s easy to navigate and very informative. You really never feel like you’re bugging them and really don’t need to because you get
update emails with what’s next videos. I love it when I get an opportunity
to refer this team. Definitely a life long lender for me!

Debbie B. • Mesa, AZ

Get In Touch

KHoward Mortgage Team has been working with great agents and clients since 1997.

Contact Paradise Valley’s Top Rated Mortgage Loan Company Today!

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.


    Mon — Fri 9AM to 5PM